Apply for unemployment insurance. They may give you enough cash for food and shelter. If you got laid off you can have a longer period using unemployment insurance. But if you quit, they will give it to you for a short period of time (unless they find the reason you resigned is valid).
If you usually buy unlimited metro cards, buy only the rides you are going to use instead. Unlimited metro cards are too expensive if you are not going to use it that much. If you have a car try to have control over where you go. When you step out, be determined about where you are going so you dint waste money on fuel.
Don't eat out. Always eat meals at home. You can save a minimum of US$1,700.00 per month preparing your own food.
If circumstances make you move, trying moving in with a family member while you get a new job or until you accomplish the plan to earn enough cash again to be independent. Explain your situation to them, and most of the time they will understand.
Help as much as you can while you are staying with family. You don't need to go wild cleaning, or kissing their backsides. Just show a positive attitude. And respect them so they can respect you. Adapt to their environment, especially with their schedule. Don't come home after everyone is already sleeping, or be otherwise inconsiderate, or they may kick you out!
Be honest with your loved ones about your situation. They will understand sooner or later. Talk to them about it. You will need their emotional support.
Seek financial help. If you are in New York, look in to www.nyc.gov for help with food, searching for jobs, shelter, temporary cash assistance, health insurance and others. For those living in other places or states search your state website for help.
Invest time applying for jobs online, in the local newspaper, talking to close friends about what you are interested in, go to career fairs and go to seminars.
Cut all the unnecessary expenses. Don't spend on cigarettes, alcohol, or drugs. It is wasted money. Replace what you used before with something else. For example: If you had a cell phone, call the cell phone company and change your plan to a vacation plan. This will help you save cash because this plan costs about US$20.00 The down side of this is you can't use your cell phone while on vacation plan. And it only gives you six months to stay like that. Ask for permission to use a residential phone instead. Use the internet at the library–it's free!
Many church organisations offer help to anyone who needs it. They can help with accommodation, food, and have lots of contacts to help you find a job.
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